:root{--navy:#0b1f3a;--blue:#2563eb;--teal:#14b8a6;--bg:#f6f8fc;--text:#1e293b;--muted:#64748b;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Segoe UI",system-ui,-apple-system,Arial,sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{color:inherit;text-decoration:none}
.container{max-width:1120px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid #e2e8f0}
nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{font-weight:800;font-size:1.2rem;color:var(--navy)}
.logo span{color:var(--blue)}
nav ul{display:flex;gap:26px;list-style:none;font-weight:500;font-size:.95rem}
nav ul a:hover,nav ul a.on{color:var(--blue)}
.btn{display:inline-block;padding:12px 24px;border-radius:10px;font-weight:600;border:2px solid transparent;transition:.2s;cursor:pointer;font-size:1rem;font-family:inherit}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:#1d4ed8;transform:translateY(-2px)}
.btn-light{background:#fff;color:var(--blue)}
.pagehead{background:linear-gradient(135deg,var(--navy),#16407a 60%,#0e7490);color:#fff;padding:64px 0 56px}
.pagehead .eyebrow{color:#5eead4}
.pagehead h1{font-size:clamp(1.9rem,4vw,2.8rem);line-height:1.2;margin:6px 0 12px;max-width:800px}
.pagehead p{max-width:680px;opacity:.92;font-size:1.1rem}
.crumbs{font-size:.85rem;opacity:.8;margin-bottom:14px}
.crumbs a:hover{text-decoration:underline}
.eyebrow{color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:.1em;font-size:.8rem}
main{padding:56px 0 80px}
main h2{font-size:1.6rem;color:var(--navy);margin:34px 0 12px}
main h2:first-child{margin-top:0}
main p{margin-bottom:14px}
.lead{color:var(--muted);font-size:1.08rem;max-width:720px}
.note{background:#fef3c7;border-left:4px solid #f59e0b;padding:12px 16px;border-radius:8px;font-size:.9rem;margin-bottom:28px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px;margin:22px 0}
.card{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:26px;transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(15,23,42,.1);border-color:#bfdbfe}
.icon{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--teal));display:grid;place-items:center;font-size:1.4rem;margin-bottom:14px}
.card h3{color:var(--navy);margin-bottom:6px;font-size:1.1rem}
.card p{color:var(--muted);font-size:.96rem;margin:0}
.checks{list-style:none;margin:14px 0}
.checks li{padding:7px 0 7px 34px;position:relative}
.checks li:before{content:"✓";position:absolute;left:0;top:8px;width:24px;height:24px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font-size:.8rem;font-weight:700}
.tools{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px;color:var(--muted);font-size:.92rem}
.link-btn{background:none;border:0;color:var(--blue);font:inherit;font-weight:600;cursor:pointer}
.faq{display:grid;gap:12px;max-width:860px}
.faq details{background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:0 20px;transition:.2s}
.faq details[open]{border-color:#93c5fd;box-shadow:0 8px 22px rgba(15,23,42,.07)}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"＋";color:var(--blue);font-size:1.2rem;flex:none}
.faq details[open] summary:after{content:"－"}
.faq details p{color:var(--muted);padding-bottom:16px;margin:0}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px;counter-reset:s;margin:22px 0}
.step{counter-increment:s;padding:22px;background:#fff;border-radius:16px;border:1px solid #e2e8f0}
.step:before{content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;margin-bottom:12px}
.step h3{color:var(--navy);margin-bottom:4px}
.step p{color:var(--muted);font-size:.94rem;margin:0}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:12px 0 22px}
.chip{background:#fff;border:1px solid #e2e8f0;border-radius:999px;padding:8px 16px;font-weight:600;color:var(--navy);font-size:.93rem}
.cta{background:linear-gradient(135deg,var(--blue),#0e7490);color:#fff;border-radius:20px;padding:40px;text-align:center;margin-top:48px}
.cta h2{color:#fff;margin:0 0 8px}
.cta p{opacity:.95;margin-bottom:20px}
.empty{border:2px dashed #cbd5e1;border-radius:16px;padding:40px;text-align:center;color:var(--muted);background:var(--bg)}
.empty b{display:block;color:var(--navy);font-size:1.1rem;margin-bottom:6px}
form.book{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:28px;display:grid;gap:14px;max-width:560px}
form.book label{display:grid;gap:5px;font-weight:600;color:var(--navy);font-size:.92rem}
form.book input,form.book select,form.book textarea{width:100%;padding:11px 13px;border:1px solid #cbd5e1;border-radius:9px;font:inherit}
form.book textarea{min-height:90px;resize:vertical}
#bookMsg{color:#047857;font-weight:600}
footer{background:var(--navy);color:#cbd5e1;padding:48px 0 28px;font-size:.92rem}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
footer h4{color:#fff;margin-bottom:10px;font-size:.95rem}
footer ul{list-style:none}
footer li{margin:6px 0}
footer a:hover{color:#5eead4}
footer .brand{color:#fff;font-weight:800;font-size:1.15rem;margin-bottom:8px}
footer .brand span{color:#5eead4}
.fbottom{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px;font-size:.85rem;text-align:center}
@media(max-width:820px){nav ul{display:none}.fcols{grid-template-columns:1fr 1fr}.cta{padding:28px 20px}}
@media(max-width:520px){.fcols{grid-template-columns:1fr}}